HR3206 mandates Fannie Mae and Freddie Mac use state-regulated third-party title insurance on all mortgages they purchase, creating a guaranteed revenue stream for title insurers like Travelers ($TRV), Allstate ($ALL), Cincinnati Financial ($CINF), and Hartford ($HIG). The bill is in early committee stage, but its 20 cosponsors and bipartisan sponsorship signal momentum. Real market data shows these stocks up 2-4% over 30 days despite a recent 7-day pullback of 1.7-3.0%.
→ Fannie Mae and Freddie Mac will be required to purchase title insurance policies from state-regulated insurers for all mortgages they acquire, creating a guaranteed, recurring revenue stream for title insurance underwriters from the largest mortgage buyers in the U.S. secondary market.