Time to Heal Act
Summary
The Time to Heal Act (HR7349) is an early-stage tax bill that would allow widowed surviving spouses to claim the same $500,000 capital gains exclusion on home sales as married couples. It was referred to the House Ways and Means Committee on February 4, 2026, with a single sponsor and no further action. The bill has no direct, identifiable impact on any publicly traded company and is unlikely to advance in its current form.
See which stocks are affected
Key takeaways, market implications, full AI analysis, and connected signals are available to HillSignal members.
Already have an account? Log in
Key Takeaways
- 1.The Time to Heal Act is a narrowly tailored tax exclusion for widowed home sellers with virtually no legislative momentum.
- 2.No tickers are affected—no company faces changes to revenue, costs, or regulatory obligations from this bill.
- 3.The bill will not move forward without significant sponsorship, committee action, and a broader tax package vehicle.
Market Implications
There are no market implications from this bill. No publicly traded company will see changes to earnings, cash flow, or competitive positioning. Retail investors should not make portfolio decisions based on this legislation.
Full Analysis
The Time to Heal Act (HR7349) was introduced in the House on February 4, 2026, by Rep. Barrett (R-MI) and referred to the Committee on Ways and Means. It is a narrow tax bill amending IRC Section 121(b)(4) to allow surviving spouses who have not remarried to exclude up to $500,000 in capital gains from the sale of a principal residence—matching the exclusion currently available only to married couples filing jointly. The change applies to sales in taxable years beginning after enactment. The bill has a single cosponsor and has seen zero committee actions since introduction, placing it at the earliest legislative stage with minimal momentum.
There is no explicit funding amount in the bill; it is a revenue-lowering tax expenditure rather than an appropriation. The Joint Committee on Taxation would estimate the revenue cost upon request, but no such estimate has been published. At current stage, the bill has no enforcement mechanism and no obligated party; it would change tax liability calculations for individual homeowners, not corporations.
No publicly traded company is directly affected. Homebuilders, real estate brokerages, title insurers, or mortgage lenders such as D.R. Horton ($DHI), Lennar ($LEN), Realogy/Anywhere ($HOUS), or Fidelity National Financial ($FNF) might see a marginal, indirect benefit if the law incentivized more home sales by widowed sellers—but the population affected is small, the exclusion already existed under prior law for sales within two years of a spouse's death, and no market data indicates pricing movement. The bill does not alter corporate tax treatment, procurement, or regulatory obligations.
Legislative timeline: The bill has no hearings, no markup, no companion Senate bill, and no CBO score. Its path requires subcommittee and full committee action in Ways and Means, House floor passage, Senate Finance Committee action, Senate floor passage, and presidential signature. With 2026 being a midterm election year and Congress focused on major expiring tax provisions (TCJA sunset), this narrow bill faces vanishing odds of enactment in the 119th Congress.
Connected Signals
Matched on shared policy language across AI analyses, with ticker & timing weight
ESA Amendments Act of 2025
Affordable Housing Bond Enhancement Act
21st Century ROAD to Housing Act
To direct the Secretary of Housing and Urban Development to establish a demonstration program to develop workforce housing and affordable housing in areas where the workforce is expanding significantly, and for other purposes.
Housing Affordability Act
Affordable Housing Credit Improvement Act of 2025
Neighborhood Homes Investment Act
Housing Tariff Exclusion Act
Related Presidential Actions
Executive orders & memoranda affecting the same sectors or companies
Providing Meaningful Water Quality Improvements Through Collaboration and Oversight of Federal Support
This executive order revokes Executive Order 13508, which had mandated Chesapeake Bay restoration efforts, and directs federal agencies to prioritize funding for direct, on-the-ground water quality projects. It also instructs the EPA to work with states to assess and encourage the repeal of stormwater management fees (rain taxes) that have burdened residents, aiming to reduce costs while maintaining environmental progress.
Continuing to Protect the Meaning and Value of American Citizenship
This executive order directs federal agencies, including State, Justice, Homeland Security, and Social Security, to deny U.S. citizenship documentation to children born in the U.S. whose parents include alien enemies, foreign government employees, or those involved in commercial birth tourism or surrogacy, or who are born in territories without statutory citizenship. It implements a narrow interpretation of the Fourteenth Amendment following the Supreme Court's decision in Trump v. Barbara, effectively restricting birthright citizenship for specific categories of non-citizen parents.
Ending Birth Tourism
This executive order directs the Secretaries of State and Homeland Security to prevent foreign nationals from entering the U.S. on nonimmigrant visas for the purpose of giving birth (birth tourism), including revoking visas, barring entry, and taking action against facilitators. It defines birth tourism as entry via nonimmigrant visa for childbirth and allows humanitarian or national interest exemptions.
Free — no credit card
Get the next market-moving signal before the news does
HillSignal scores every Congressional bill, federal contract, and insider filing for market impact and emails you the high-conviction ones — free, no credit card.
Weekly digest — the congressional activity that actually moved markets that week, in plain English. Free, one email.
Free forever plan · No credit card · Unsubscribe in one click
Want the live terminal too? Create a free account →